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Risk Factors 

We recommend that optimal time to hand over debtors for collection is between 60 to 90 days, depending on your terms and conditions of doing business. It is important to note that bad payers slow down your companies collection process down and decreases cash flow.

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With some forms of debt, there are certain legal requirements that must be followed in terms of the NCA (National Credit Act) & the Magistrate’s court act, before legal action can be instituted. As the NCA and Consumer Protection Act are such complex legislation, these are best dealt with by a professional Collector.

Our low risk collection strategy is a perfect match for you if you want to get the job done with the least possible hassles and cost to you.

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Potential Loss Factor

0-30 Days ……………10% Risk

30-60 Days …………………….15% Risk

60-90 Days ……………………….27% Risk

90-120 Days ……………………..35% Risk

120 Days and older ……………… 50% Risk

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